Finance education and financially literacy are the most important, yet least talked about part of becoming a self-made woman. Whether on purpose or by default, historically, women aren’t as independently financially stable as their male counterparts. Whether that’s because of unequal work pay, varying roles in marriage, or simply a lack of education, we women (and men!) owe it to ourselves to break bad habits and get in control of our financial lives.

Side Hustle + Finance

The two are more interconnected than it may first appear. As financial expert Nicole Lapin says, “everything comes back to money”. Work, relationships, hobbies, etc., it all boils back down to money. I love side hustles for two main reasons:

1- They let you express your creativity and continue practicing passions you may not use during your 9-5; and

2- They can help you got financially in control and even far financially ahead if you’re willing to hustle.

Urban 20 Something is not a finance blog. It’s a blog that aims to help millennial women become self-made, which means hustling above and beyond your 9-5 job. All finance tips here are in relation with how to make that happen.

With all the choices in banks, it's hard to know which accounts you need and which are too much. Click through to learn the 3 essential bank accounts you need to rock your personal finances.

I have bank accounts in three different banks. Whether that sounds like a lot or a little to you, each account has a very specific reason for being opened. Today I’m going to walk you through the different types of bank accounts I have, why I maintain a balance in each one instead of saving …

3 Bank Accounts Everyone Should Have Read More »

Personal finance experts left and right will tell you why you NEED a budget. Well, I for one disagree with that! Budgets are time consuming and just not necessary if you save money automatically. Click through to learn how you can get rid of your time consuming budget and still save a ton.

I don’t keep a budget and I think my personal finances are better without it. Yep. You read that right. And it’s┬ánot because I’m so rich I don’t need one. Before I begin on my anti-budget rant, I want to state what is probably the obvious.┬áPersonal finance is very much what it’s called: personal. This …

Why I Don’t Need A Budget (and you don’t, either) Read More »

We hear so much about how awful student loans are. I wouldn't say I LOVE my student loans, but I'm grateful I have them and thankful for all they've taught me. Click through to read the good that comes with student loans.

May of 2017 will mark three years since I graduated from college. I was so blessed to have attended a highly ranked, private university and as I get older, I reap the benefits of my alma mater more and more. However, like most millennials, I graduated with a nice chunk of debt. If you are …

Why I’m Grateful For My Student Loans Read More »